Crump/Tri-City Environmental provides coverage solutions for Owners and/or General Contractors for liabilities arising from environmental damage claims at a construction project. With respect to environmental damage claims (bodily injury, property damage or cleanup), the general liability policies purchased by the general contractor and by subcontractors contain pollution exclusions. To fix this coverage gap, the owner or general contractor may purchase an owner-controlled (OCIP) or contractor-controlled (CCIP) program. These programs insure the owner, the prime contractor and all subcontractors of every tier against claims arising out of a pollution incident caused by construction activities. OCIP and CCIP programs are a cost-effective method of providing comprehensive environmental protection for the project with uniform coverage and adequate limits for all contractors and for the owner.
Coverage Available
Major Exposures
- Construction Defects
- Microbial Matter/Mold
- Unknown Historical Liabilities (Subsurface)
Highlights
- Provides the best possible structure for the owner, developer, prime
contractors and all subs because they are all insured on a single Policy
with the broadest protection possible and limits that reflect the
recognized environmental risks associated with the project. This
minimizes internal disputes and litigation, and consequences of an
environmental event.
- By creating the programs, the project owner or prime contractor has
greater control of the risk management program structure and cost.
Submission Requirements*
- Environmental due diligence reports
- Project description, bid documents and any other relevant information
- Capabilities statement of general contractor
- Copies of standard client – contractor/subcontractor agreement
Availability
The One-Crump
Our multi-disciplined staff is comprised of engineers, geologists, attorneys, former regulators and experts with extensive experience in environmental claims, claims dispute regulation and special risk.
We bring experience in structuring insurance programs for construction projects, along with a vast network of industry contacts that can make the difference in completing a deal. Imagine what One Crump can do for you.
* Including but not limited to those listed
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Greg Steinman
Eastern Region, VP
212.293.3941
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Jim Hamilton
Western Region, VP
303.820.2626
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